Short term finance for school fees by Just Value It
Another Just Value It Case Study- Finance for School Fees
Introducer :Independent Jeweller, Cambridge
Client’s Need : Finance for School Fees
Required Loan : £11,000 against Rose Gold Rolex Pearl master
Julian, an independent Jeweller, introduced a long standing client, a woman who at 48 was unfortunately going through a very acrimonious matrimonial split with her husband.
The effect of this sad state of affairs was having an adverse effect on her personal credit rating as she struggled to cope. As a result her bank was being less than supportive. The client needed an alternative way to raise finance to cover some immediate needs whilst financial settlement matters were dealt with in due course.
A phone call through to Julian, her local Independent Jeweller, was instrumental in introducing her to Just Value It Ltd (JVI) and securing a loan against one of her personal assets. The client’s watch, brought for her by her soon to be ex-husband was deemed sufficient security for the requested loan amount and was dispatched via Royal Mail.
The client opted to pay the interest monthly and secure herself a discount on the APR payable. The funds were transferred into her account within 48 hours of her making that initial phone call.
Julian commented, “This whole process was seamless, our client couldn’t have been more pleased with the outcome and JVI speed and efficiency reflects well on our family business”.
Call us now to discuss your short term finance requirments on 0800 16 999 25 or Apply now and you could have the money in your account within 24 hours of a valuation being completed!
Max APR: 67.35%. Representative Loan Example: Loan amount: £100,000, Rate of Interest: 41.88% per annum (fixed), Rate of Interest: 3.49% per month (fixed) simple interest Administration fee: £3,000 (3%), Total amount of credit: £97,000, Representative APR: 55.8%. Duration of the agreement: 6 months Total amount payable: £120,940*. Repayment of credit: one repayment of £120,940 in month 6 or alternatively a lower APR is available if interest payments due are paid monthly and not rolled up until the end of the term of the loan. * Loans can be paid back at any time with no penalties applied. Loan Term: Typically 6 months but with options available to extend the term A Pawnbroking Loan is not a long term financial solution. In the event that you are unable to repay your loan to Just Value It Ltd, the asset(s) that you used to secure your loan may be sold, in order to recover the outstanding loan balance, according to the terms and conditions of your signed loan agreement.