You can borrow on / against watches – quick, secure and discrete loans.
The market for pre-owned and vintage quality timepieces is very strong, and we take this into consideration with our high loan to value ratios on quality wristwatches and antique pocket watches and complications when we offer you an asset based loan.
Our valuers include members of the British Horological Institute and specialists who have worked at internationally renowned auction houses such as Sotheby’s. They are familiar with the finest names in watches, such as Rolex, Cartier, Patek Phillipe, Omega, Tag Heuer and Breitling.
Maximise the return on your watch
To value a watch, we consider its make, desirability, quality and current retail value. Condition and original documentation are also important, (the original box, a bill of sale, or any papers that are associated with the watch will add value) also the precious metal it has been created in.
All quality watches have individual references. Manufacturers keep lost and stolen lists, as part of our diligence we cross reference with these lists and also those of insurance companies and art loss registers.
A seamless process from start to finish
Our experienced valuers can value your watch and rapidly complete your transaction, we have the expertise to quickly and confidently assess the value of watches you may wish to pawn with us. Funds are transferred immediately once our due diligence is completed.
All the time your valuable are with us for valuation, as well as the duration of your loan, they are fully insured for fair market value. We take several high resolution photographs of your assets, and Royal Mail special Delivery courier parcels are opened under digitally recorded CCTV.
Please call us now to discuss your finance requirments on 0800 16 999 25 or Apply now and you could have the money in your account within 24 hours of a valuation being completed!
Max APR: 67.35%. Representative Loan Example: Loan amount: £100,000, Rate of Interest: 41.88% per annum (fixed), Rate of Interest: 3.49% per month (fixed) simple interest Administration fee: £3,000 (3%), Total amount of credit: £97,000, Representative APR: 55.8%. Duration of the agreement: 6 months Total amount payable: £120,940*. Repayment of credit: one repayment of £120,940 in month 6 or alternatively a lower APR is available if interest payments due are paid monthly and not rolled up until the end of the term of the loan. * Loans can be paid back at any time with no penalties applied. Loan Term: Typically 6 months but with options available to extend the term A Pawnbroking Loan is not a long term financial solution. In the event that you are unable to repay your loan to Just Value It Ltd, the asset(s) that you used to secure your loan may be sold, in order to recover the outstanding loan balance, according to the terms and conditions of your signed loan agreement.